Walk into almost any school in the Netherlands and you'll meet teenagers who can solve equations, debate philosophy and code an app — but who have never been taught how a tax form works, what a loan really costs, or how to build savings on a part-time wage.
Financial education is not mandatory in Dutch schools. The students who feel that gap the most are the ones with the least support at home: newcomer youth, vocational students, and teens from families where money has always been a source of stress rather than a tool.
Traditional financial literacy programs often miss them entirely. They're written in formal Dutch, taught from textbooks, and disconnected from the choices a teenager actually faces this weekend — splitting a bill, sending money home, buying a phone on instalments, or saying yes to a "too good to be true" offer.
North Star started with a simple question: what if learning about money felt like playing a great story — one where your choices matter, and the lessons stay with you? That question turned into a team, a method, and a mission.